InvestNew Zealand InvestmentProperty Investment

Mortgage Brokers

Mortgage Brokers

Many people find buying a new house as an intimidating job, and most certainly if you are doing it for the first time, you would not be familiar with the process of taking a home loan, this is where a mortgage broker comes in. Continue reading to find out how mortgage brokers can help you get the best deals on home loans in New Zealand





mortgage broker is a person who acts as an agent or the “in- between” person, on behalf of the individual who wishes to take out a loan.

A broker will help arrange with the lender the most suitable funding deal for the borrower. They subsist to be able to get a bank or direct lender that a borrower would be looking for, with an exact type of loan.

Investing In NZ

Rule & Regulations

Mortgage brokers keep pace to make sure that fulfillment with banking or funding laws in the authority of the customer are well followed; but surely, the degree of the rule depends on the authority. The temperament and range of a mortgage broker’s activities alters with authority.

Mortgage Brokers

Pros & Cons


The plus side of having a mortgage broker helping a borrower is that they will create a center of attention for a great amount of well skilled credit officers or loan officers. This is not something that is general, as we must keep in mind that mortgage brokers also act as a preparation floor for many who are just inward bound for business.

Also, they not only assist you in choosing the most suitable funding establishment but also assist in keeping you informed with any new offers that may come about from many different funding institutions. And, if you are a person who is currently employed, they will assist in taking the duty of getting a mortgage for you, the borrower, which allows you to hub your concentration on your occupation.


The downside of having a mortgage broker is that at times they may draw the most avaricious credit person, and may put an amount  that is more than your credit which would than invalidate the skill of the mortgage brokers capability in looking for the lowest charge.

Also, you, the borrower, would have to pay for the mortgage brokers services, and they may at times, get a certain proportion of the mortgage, and in spite of the procedure, the money will come out or be taken from the amount that is being borrowed.




Brokers in NZ

When looking at getting a mortgage in New Zealand for investment property the a mortgage broker can help. They will be able to get you the best deals from leading banks and financial institutions and best of all they are free. The banks will pay the mortgage brokers so you don’t have to, win win situation. At we have sourced out some of the best mortgage brokers in New Zealand. Check them out and find out if they will be able to find the best deals on mortgages for you.

Commercial Property Investment in New Zealand

Mike Pero

Mortgage Brokers in New Zealand

Mike Pero has been in the mortgage brokering industry for a long time in new Zealand. They have good reputation in the mortgage industry and have been helping kiwis get the best deals on mortgages in NZ. Mike Pero advisers will discuss your mortgage needs.

The team at mike pero are available  7 days a week and they can come to you to sort out all your mortgage needs Contact an Adviser today for more information.

Phone 0800 500 123 or


  • Give straightforward advice on how to get the best deals on mortgages,

  • Help you compare mortgage rates from leading lenders

  • Provide you with lender options

  • Provide you with the best home loan deals

  • They will help you sort out all your paperwork.